Nearly any kind of debt can cause a person to be subject to wage garnishment. If you have a job where an employer pays you a regular way, any company you are in debt to, from child support services to a creditor, can apply to have your wages garnished so they can be guaranteed to be paid.
While you cannot entirely block the attempts of companies to garnish your wages, you can do your part to ensure you protect your income as much as possible and make wage garnishment less of a threat. Hire a wage garnishment lawyer if you are concerned about any of the following things.
Numerous wage garnishments
Under federal law, there are limitations as to how much your wages can be garnished. However, if you owe money to more than one entity, such as owing both back taxes and child support, a large amount of your paycheck can be taken from you. Child support alone can take up to 60% of your paycheck, and the IRS has its own laws regarding wage garnishment for taxes.
You can hire a wage garnishment lawyer to discuss your options regarding reducing the amount garnished from your regular checks or can discuss the possibility of eliminating some of the more minor garnishments you're receiving. Quick action is necessary to help protect your wages, especially if the garnishment has not been ordered yet.
Multiple court dates
Creditors who wish to garnish your wages often have to take you to court first and have a judgment made against you. Simply showing up to court and arguing your debts can help prevent garnishment from happening, especially if you have the right lawyer by your side. If you don't show up to court, however, your case will be immediately ruled in your creditors' favor, allowing them the opportunity to apply to garnish wages if they wish. Consider hiring a wage garnishment lawyer before you go to court for wage garnishment so you can help reduce the number of debt collectors garnishing your wages.
If you have a family you support and you're worried about having your wages garnished, you need to speak to a wage garnishment lawyer right away. This type of lawyer can go over each garnishment order and notice and help you create a legal case. Your best case against wage garnishment is to hire a professional who understands this type of financial law. Once you have retained a lawyer, they can begin working on your case to help make wage garnishment easier for you.