Filing A Disability Insurance Claim? 3 Mistakes You Need To Avoid At All Costs
You've applied for disability insurance payments. If you're like most people, you're not quite sure what to do from this point forward. If that's the case, there's a good chance that you're going to make at least one mistake along the way. Unfortunately, making mistakes with your disability claim can put you at risk of losing out on all of your benefits. If you're worried about your disability claim, and you want to avoid costly mistakes, read the list provided below. Here are three mistakes that you need to avoid at all costs.
Failing to Provide Proper Evidence
If you've applied for disability insurance benefits, the agency might want additional information before they can decide your claim. If that's the case, you'll need to provide that evidence as quickly as possible. This information may include additional letters from your healthcare providers or results for any additional testing you might have undergone as part of your treatment. If you do receive those requests, respond in a timely manner.
Ignoring the Initial Letter of Denial
If you've applied for disability payments, you can expect to receive quite a bit of correspondence. The most important thing you can do is respond to any of the letters you receive. This includes any denial letters that come in the mail. If you receive a letter of denial, you might think that's the end of the road. If that's the case, you might be tempted to toss the letter in the trash. However, that's the last thing you want to do, especially where your disability claim is concerned. Your initial claim might have been denied, but that's not necessarily the final word. You still have the opportunity to appeal the decision to deny your claim. So, if you receive a denial letter for your disability claim, respond to it as quickly as possible.
Waiting too Long to File an Appeal
Once you receive an official letter of denial, you'll be provided a specific time frame for filing an appeal. The letter you receive will provide you with the information you need when filing an appeal. This information will include the final date you must file your appeal by. If you fail to file an appeal within that time frame, you may lose your right to appeal altogether. To avoid that, make sure you keep track of your appeals dates.
Finally, if your application for disability insurance payments is denied, and you've received the official denial letter, don't wait to hire an attorney. A disability lawyer can help you work through the issues that resulted in the denial.